Bryan Harnish, founder of an independent insurance agency, has been a staple in the insurance industry since 1993. After beginning his career with American Family Insurance, he made the leap to independence in 2006, establishing his current agency, Harnish Insurance Group. Now celebrating 19 years as an independent broker, Bryan emphasizes a client-centric approach that sets his business apart in a competitive market.

 

A Unique Brokerage Model

At Harnish Insurance Group, Bryan represents a diverse portfolio of approximately 20 to 30 insurance carriers, allowing clients to access a wide array of options tailored to their needs. Unlike traditional brokers who may focus solely on pricing, Bryan and his team prioritize problem-solving. They aim to address clients' specific needs with comprehensive coverage solutions, ensuring that each policy is designed to offer true value rather than just the lowest price.

This approach is rooted in Bryan’s belief that effective insurance is about providing peace of mind and financial protection. His agency operates on the core value of “solving problems with insurance products,” a philosophy that resonates through every interaction with clients.

Building a Strong Team

Bryan is also enthusiastic about the team he is assembling, focusing on collaboration and transparency. As they work to enhance their online presence, including a revamped website to introduce team members, Bryan is committed to fostering a supportive environment that reflects the agency's values.

 

Navigating Complexities in the Insurance Market

The insurance landscape has become increasingly complex, especially in recent years. Factors such as rising auto accident fatalities and escalating repair costs have driven up insurance premiums. Bryan notes that many carriers are tightening their underwriting guidelines, making it crucial for clients to have a knowledgeable advocate on their side.

 

Harnish Insurance Group utilizes advanced tools to match clients with the right carriers based on their unique needs. This capability allows the agency to streamline the insurance shopping process and ensure clients receive appropriate coverage options, whether for commercial or personal lines.

 

Advice for Insurance Shoppers

For those reconsidering their insurance options amid rising costs, Bryan offers practical advice: look for value and understand the specifics of your coverage. He encourages clients to evaluate their policies thoroughly, ensuring they aren't overpaying for unnecessary features. Working with a knowledgeable broker can illuminate the nuances of coverage, helping clients make informed decisions.

Bryan also emphasizes the importance of trust in the broker-client relationship. He believes that having someone who genuinely cares about your well-being and can guide you through the complexities of insurance is invaluable.

With over three decades in the insurance industry, Bryan Harnish's expertise and commitment to client satisfaction make Harnish Insurance Group a reliable choice for insurance needs. As the market continues to evolve, Bryan remains dedicated to helping clients navigate their insurance journeys with confidence and clarity. For anyone looking for guidance, Harnish Insurance stands ready to offer personalized solutions that prioritize long-term security and peace of mind.

To contact Bryan to see if he can help with your personal or business insurance: call 480-839-9077 www.theharnishgroup.com