Over the next two decades, trillions of dollars will shift hands, and women are set to inherit a large portion of it. By 2030, women are expected to control $34 trillion in investable assets. Yet, according to a 2025 Citizens Bank survey, 84% of women say they lack confidence in managing inherited wealth. Also, one in three don’t have an estate plan at all. These stats aren’t about ability, but they’re about access, encouragement, and planning.

Wealth Isn’t Just Financial, It’s Emotional
When inheritance arrives, it often brings more than assets. It brings different family dynamics, grief, and big decisions. Many women assume their spouse “has it handled,” but here’s the reality: women statistically outlive men and are likely to be the final financial decision-makers.

That’s why being proactive matters.

Life Planning Brings Clarity
Having a will, trust, powers of attorney, and healthcare directives gives structure to your wishes. These documents protect what matters to you. They also help reduce confusion or conflict during an already emotional time.

If you are preparing to receive an inheritance or thinking about how to pass one on, you need a plan that reflects your goals.