In today’s dynamic and often unpredictable real estate market, experience is more than just a bonus – it’s essential. That’s precisely what you get when you work with Kimberley (Kim) Hattem, a long-time Highland Meadows resident and seasoned real estate advisor specializing in Highland Meadows since 2012, and Kristin Johnson, a top mortgage lender in the area.

 

In 2015, Kim and Kristin met through the Northern Colorado chapter of the Women’s Council of REALTORS®. They connected instantly and quickly saw the greater impact they could make as a team. They began working together to utilize their experience and help clients move toward their dreams.

 

Kim has been a real estate agent at RE/MAX Alliance for more than a decade. In that time, she’s helped nearly 80 families buy and sell in the Ptarmigan, Highland Hills, and Highland Meadows neighborhoods alone. She consistently ranks as one of the most productive agents in Northern Colorado. She has also lived in the Highland Meadows neighborhood since 2005, raising her children in the area. Her husband owns a jewelry store and repair shop in Windsor (Towne Jewelers of Windsor).

 

Kristin – widely known in the industry as Loans by KJ – serves clients across Colorado, including many in the area. With nearly two decades of lending experience, Kristin has been named among the top 1% of mortgage lenders nationwide. She is backed by CrossCountry Mortgage, a national company that’s been innovating home lending for over 25 years.

 

“With this ever-changing and complex real estate market, experience matters,” said Kim. “From understanding local neighborhoods, up-to-date marketing techniques for listings, HOA info, to navigating different tax landscapes, inspections, and contracts, there’s no substitute for deep knowledge and trusted guidance.”

 

Kim’s roots in real estate are built on a strong foundation of education and service. Before entering the real estate industry, she worked as a bilingual teacher in the Poudre School District. That background shaped her client-first approach and her belief that educated and informed buyers and sellers make the best decisions.

 

“The market has certainly shifted,” Kristin noted. “That’s why working with a mortgage lender who offers a wide variety of lending options and creative solutions makes all the difference. At CrossCountry Mortgage, we go beyond traditional financing to include portfolio products and unconventional loan programs. With this expanded toolkit, we’re able to tailor solutions that meet today’s unique challenges and help more people achieve homeownership.”

 

Together, Kim and Kristin have successfully helped hundreds of clients purchase and finance homes in the Ptarmigan, Highland Hills, and Highland Meadows neighborhoods, as well as across Northern Colorado. Their combined years in the industry – and their deep understanding of both the real estate and lending side make them a trusted duo in an overwhelming and ever-changing market.

 

“Kim and I are completely aligned in our values,” said Kristin. “We both put our clients first, and we have the experience to navigate any market or mortgage scenario. We are both out-of-the-box thinkers and provide education to our clients so they make well-informed decisions.”

 

“Our clients often call us the dream team,” Kristin said with a smile. “Because we work so seamlessly together, the entire process – from the first conversation to closing day – runs smoothly.”

 

Kim echoed the sentiment. “With our combined experience, there’s not much we haven’t seen. No matter the challenge, we know how to get deals done – and get them done right.”

 

Whether you’re buying your first home or moving into your forever dream house, Kim and Kristin offer the expertise, partnership, and professionalism that make all the difference. They are your trusted experts in the Ptarmigan, Highland Hills, and Highland Meadows neighborhoods, and beyond, and they have the experience to move you.

 

Ready to work with seasoned experts who know the Northern Colorado market inside and out?

Connect with Kim at www.nocohomesbykim.com, khattem@gmail.com, or 970-219-2362.

Reach Kristin at kristin.johnson@ccm.com. Kristin.Johnson@ccm.com. or 303-875-5686.