A Mission That Matters

Every client is more than a policyholder. They’re neighbors, friends, and families that Henderson has been proud to protect for over 75 years.

“Every call is answered by a real person—never a machine—because we believe that how we treat people matters just as much as the policies we provide,” explained Calvin Damron, owner and third-generation leader of the agency.

A Legacy Built on Service

The Henderson story began in 1949, when Billy L. Henderson, a World War II veteran and lifelong Hurricane resident, returned home to serve his community in a new way. From delivering mail on horseback to launching an insurance agency, Billy was driven by a deep belief in helping others prepare for life’s uncertainties.

Today, the agency proudly serves clients not just in West Virginia but across Ohio, Kentucky, Tennessee, Pennsylvania, Virginia, North Carolina, and South Carolina—a testament to their growing reputation for excellence and care.

Comprehensive Coverage with a Personal Touch

As an independent insurance agency, Henderson works with multiple top-rated insurance carriers, giving clients a wide array of options for auto, home, business, renters, recreational vehicles, and life insurance.

Their team doesn’t push cookie-cutter policies. Instead, they take the time to understand each client’s needs, budget, and risks, then customize coverage that truly fits. And when disaster strikes—whether it’s hail, fire, flood, or accident—Henderson’s commitment to fast, fair, and friendly claims support never wavers.

“We carefully vet our carrier partners based on their track record for rate stability and customer satisfaction,” Calvin shared with Stroll magazine. “We want our clients to have the best experience possible, from day one through the claims process.”

Real People, Real Help

Behind every policy is a dedicated, compassionate team: Calvin, Jeff, Jeana, Karen and Doug. They’re not just insurance experts—they’re active members of the communities they serve. Whether you’re a young couple buying your first home, a growing business navigating commercial needs, or a retiree reassessing your coverage, the Henderson team is ready to walk alongside you every step of the way.

Available Monday through Friday, 8:30 am to 5:00 pm., and by appointment on evenings and weekends, Henderson Insurance is always just a phone call or visit away. This is particularly true during moments of chaos and crisis. Calvin stressed, “It's not just your policy that matters, it's the people behind it. When a powerful hailstorm swept across Putnam County on April 14, damaging vehicles, rooftops, and siding in a matter of minutes, local residents needed more than an 800-number. They needed real help from real people who understand the urgency of the moment. For many, that help came quickly and personally from Henderson Insurance.

“This will go down as one of our busiest days, right alongside the June 2012, derecho,”  Calvin commented. “But being here for our clients during their most difficult moments is exactly why we’re in this business.” Henderson Insurance answered the call—literally. No waiting on hold, no automated menus. Clients spoke directly with the team they’ve come to know and trust. In the middle of storm recovery, Henderson's personal attention provided the peace of mind that only a hometown agency can deliver.

Choose the Agency That Chooses You

In a world of faceless apps and endless call queues, Henderson Insurance remains committed to putting people first.  “Allow us to service your insurance needs and find out what makes the difference,” Calvin says. “Your insurance is only as good as your agent—and we have the best staff in the business!”

Stop by, call, or connect today:

 Visit the office in Hurricane
 www.hendersoninsurance.org
 Call (304) 562-9681 for a free quote today or email us at quotes@hendersoninsurance.org

Henderson Insurance – Where tradition meets trust. Since 1949.