Building a Life, Business, and Beautiful Traditions in Highland Woods
: A Highland Woods insurance agent shares her family's journey from India and Australia to Elgin — blending faith, entrepreneurship, and tradition.
Kajal Patel, American Family Insurance - Kajal Patel & Associates
Since moving to Highland Woods in 2016, Kajal Patel and her family have found far more than a place to live — they've found a true sense of home.
For Kajal, her husband Chirag, their children Ayesha and Yashan, and their lovable dog Leela, life in this special Elgin neighborhood is centered around family, hard work, faith, and community.
Their story spans continents. Kajal grew up in India before moving to Australia, where she earned her Master's degree in Business from Curtin University in Sydney. After marrying Chirag, she relocated to the United States to begin the next chapter of life. Chirag, who grew up in the Chicago area and previously lived in Streamwood, brought his own entrepreneurial drive to the partnership, backed by a Bachelor's degree in Finance from Ohio University.
Interestingly, their story began through Shaadi.com, where they first connected long distance. After months of phone conversations built on trust, shared values, and genuine connection, they knew they had found the right match.
That strong foundation continues to shape both their home life and professional success.
Together, Kajal and Chirag have built multiple businesses, including American Family Insurance - Kajal Patel & Associates, an accounting firm, a property management company, and a lending business. Kajal also serves as a licensed real estate professional, balancing her professional ambitions with a deep commitment to family life.
At home, teamwork is the secret ingredient. Kajal enjoys creating a warm, welcoming home and loves cooking for her family, while Chirag handles outdoor responsibilities and financial management. Their partnership reflects mutual respect and a shared vision for the life they are building together.
Their children are at the center of it all. Ayesha, 10, will soon begin middle school, while 6-year-old Yashan heads into first grade. Both children stay active with tennis and basketball, learning confidence, discipline, and teamwork along the way.
And then there's Leela, their affectionate Bichon Frise-Shih Tzu mix — better known as a teddy bear dog. Gentle, playful, and endlessly loving, Leela is very much part of the family rhythm.
Faith also plays a central role in the Patel household. Kajal and Chirag have intentionally raised their children with gratitude and spiritual grounding, beginning and ending each day with prayer.
The family treasures both their Indian heritage and American traditions. Diwali remains their biggest annual celebration, filled with light, joy, and meaningful customs, while Christmas and other American holidays are equally embraced as part of their family culture.
When they're not working or cheering from the sidelines, you'll likely find the Patels enjoying bike rides, neighborhood walks, local parks, 5K events, or community gatherings. Giving back matters deeply to them as well, with support for organizations like Feed My Starving Children helping teach their children the importance of service.
For the Patels, Highland Woods offers exactly what they hoped for — a beautiful neighborhood where family life, friendship, and opportunity come together.
Frequently Asked Questions
Who is Kajal Patel?
A Highland Woods, Elgin, IL resident, licensed insurance agent with American Family Insurance - Kajal Patel & Associates, and a licensed real estate professional.
What does American Family Insurance - Kajal Patel & Associates offer?
Insurance services as part of American Family Insurance, alongside the Patel family's other businesses in accounting, property management, and lending.
Where does the Patel family live?
The Patel family has lived in the Highland Woods neighborhood of Elgin, IL since 2016.
What traditions does the Patel family celebrate?
Both Indian and American traditions, with Diwali as their biggest annual celebration alongside Christmas and other American holidays.
Meet Your Publisher
Jennifer helps local businesses grow through community-driven marketing that actually feels like community — not just another ad. Based in the Fox River Valley after being born and raised in Chicago, she specializes in print-based advertising, neighborhood magazines, and alternative marketing strategies designed for business owners who want real relationships with their customers, not just impressions.
Through printed features and networking events, Jennifer connects Northern Illinois businesses to the neighbors right down the street — building trust the old-fashioned way, with a modern approach.
Know a business with a story worth telling, or curious about print-based and community-driven marketing for your own business? Contact Jennifer at Jennifer.Abbatacola@N2co.com